If you’re 67 and on Social Security, there’s some good news rolling in this week. Many seniors are set to receive their monthly retirement benefits either on June 18 or June 25. But not everyone qualifies. Let’s break it down in a simple, easy-to-follow way so you know when to expect your next Social Security check.
Who gets paid on June 18 or June 25?
First off, these payments are only for people who started getting Social Security retirement benefits after April 30, 1997. If you started before that date, you’ve already been paid earlier this month.
Now, if you’re on Supplemental Security Income (SSI) along with your retirement benefits, you also won’t get paid on June 18 or June 25. SSI recipients follow a different payment schedule. You’ll most likely see your next check on July 3 instead.
Here’s how the Social Security payment schedule works for retirees born in different parts of the month:
- If your birthday falls between the 11th and the 20th, you’ll get paid on June 18.
- If your birthday is from the 21st to the 31st, your check lands on June 25.
- If you were born between the 1st and 10th, you’ll need to wait a bit longer. Your payday is July 9.
- Anyone on both SSI and retirement benefits, or those who started getting Social Security before May 1997, will receive their check on July 3.
So in short, check your birth date and the year you started benefits. That’ll tell you your exact payday.
How much money can you expect?
The average payment for a 67-year-old in retirement is $1,929.73, based on the most recent stats from December 2024. But that’s just the average. What you actually get depends on a few things like how long you worked, how much you earned, and when you claimed your benefits.
Here’s a quick look at how this average breaks down:
- Men aged 67 received an average of $2,142.78
- Women aged 67 received about $1,719.20
That’s a pretty noticeable gap of about $423 between men and women. The reason comes down to lifetime earnings. On average, men tend to earn more over their working years, which boosts their Social Security checks. Women often take time off for caregiving and may have had lower-paying jobs, which impacts their total benefits.
Can you get more than $1,929.73 per month?
Yes, absolutely. If you planned everything just right, your Social Security check can go up to $4,018 a month in 2025. But it takes some serious effort.
To get that top-tier payment, you must:
- Have worked at least 35 years
- Earned the maximum taxable income (that means hitting the contribution and benefit cap each year)
- Claimed your benefit right at Full Retirement Age, which is 67 if you were born in 1960 or later
- Paid all your payroll taxes fully and consistently
Most people don’t reach that maximum, but it’s good to know what’s possible.
Don’t forget the rules
It’s not just about qualifying once and then forgetting. You have to keep meeting the rules. If your situation changes or if you don’t follow Social Security’s regulations, your payments could stop.
If your benefit amount feels too low, you might consider applying for Supplemental Security Income (SSI). It’s designed to help low-income seniors, and it can add a bit more financial support each month.
So, if you’re turning 67 this year or already are, keep a close eye on your birthday and payment history. If you’re eligible, that check for around $1,929.73 will be coming your way soon. Make sure your bank info is up to date or keep an eye on the mail if you still get paper checks.
Social Security can be a lifeline, but it’s always changing. Stay informed and know what to expect each month.