If you’re on SSDI and wondering when your next payment is coming, you’re not alone. The Social Security Administration has a clear schedule, but it can still get confusing. Let’s break it all down so you know exactly what to expect for the rest of June and into July.
How SSDI payments are scheduled
SSDI payments don’t all come on the same day. The timing depends mostly on two things—when you started receiving benefits and your birthday.
If you started getting SSDI before May 1997, your payment will always come on the third day of the month. If the 3rd falls on a weekend or holiday, it may come a little earlier.
But if your first payment was after April 30, 1997, and you’re not on SSI, then you follow a different schedule. You’ll get your SSDI check on the second, third, or fourth Wednesday of the month. Your birthday decides which Wednesday.
SSDI payments on June 18 and June 25
This month, SSDI payments are coming on both June 18 and June 25 for different groups of people.
- If your birthday is between the 11th and 20th, your SSDI payment lands on June 18.
- If your birthday is between the 21st and 31st, your check comes on June 25.
If you already received your payment earlier in June, it likely means your birthday is between the 1st and 10th. That group got paid on June 11.
What about July SSDI payments?
Now let’s look ahead. If you’ve been receiving SSDI since before May 1997, your next payment will come on July 3. That date is also for people who are on both SSDI and SSI at the same time. The Social Security Administration sends those payments together to avoid overlap.
For everyone else, your July payment will still depend on your birth date:
- Birthdays from 1st to 10th: paid on July 9
- Birthdays from 11th to 20th: paid on July 16
- Birthdays from 21st to 31st: paid on July 23
How much can you get from SSDI?
SSDI benefits vary. Most people aren’t getting the max amount. In 2025, the maximum SSDI payment is $4,018 per month. But only a few qualify for that. You’d need to have earned the highest taxable income over a long career and paid maximum Social Security taxes for years.
The average SSDI payment is much more realistic. As of May 2025, it’s about $1,581 per month. That’s the figure most people are closer to.
Benefits for spouses and children
Don’t forget, SSDI benefits can also support your spouse or children, depending on your work record.
- Eligible spouses get an average of $440
- Eligible children receive around $512
These extra payments are part of the same SSDI claim and can make a big difference for families living on a fixed income.
So if you’re counting on that check, mark your calendar based on your birth date and payment start date. Every dollar matters when you’re managing a disability, and knowing when that money hits your account can help a lot.